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Free Money For First Time Homebuyers
Can you
use $10,000 for down payment and/or closing cost?
Many
New Yorkers want to buy a home but don't have enough
money saved for their first home’s down payment and/or
closing cost for 1 to 4 family homes or condominium.
|
1.
Are you a
first-time homebuyer? |
6.
No current delinquent or outstanding bills? |
|
2.
Do you have 3% of the purchase price to
contribute? |
5.
Will live in the house for a 10 years? |
|
3.
Have a credit score of 630 or higher? |
4.
Meet program income eligibility
requirements? |
Are you
over income? NO PROBLEM, banks offer up to
$8,000 for closing costs for qualified first time home
buyers too.
|
Household Number |
Maximum
Income |
|
1 |
$43,000 |
|
2 |
$49,150 |
|
3 |
$55,300 |
|
4 |
$61,450 |
|
5 |
$66,350 |
|
6 |
$71,250 |
|
7 |
$76,200 |
|
8 |
$81,000 |
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